The red flags of future look very different from the cash structuring and fake invoices we used to chase. Today’s risks are shaped by AI, instant payments, fintech growth,…
From Van Gogh to vintage whisky — luxury isn’t always innocent. Criminal networks are increasingly exploiting art, high-end watches, jewellery, and rare wines as vehicles for money laundering. Why?…
Introduction
When most people hear “Customer Due Diligence (CDD),” they picture banks collecting IDs, verifying beneficial owners, and screening against sanctions lists. But what if some of the most…
The Promise of Continuous KYC
For years, financial institutions have treated KYC (Know Your Customer) as a one-off onboarding ritual. Collect documents, verify identity, assess risk — and move on.…
Why STRs Matter More Than Ever
A Suspicious Transaction Report (STR) is one of the most powerful tools in the fight against money laundering, terrorism financing, and financial…
For years, transaction monitoring has been the backbone of AML programs. Every suspicious deposit, unusual wire, or odd transfer triggers an alert. Analysts review, escalate, and sometimes file…
